Frequently Asked Questions (FAQs)
What is the monthly in-hand salary for a 45 LPA CTC package in FY 2026-27?
For a ₹45 Lakhs (45 LPA) annual CTC package, the net monthly in-hand salary is approximately ₹2.74 L under the New Tax Regime, after accounting for EPF, Professional Tax, and Income Tax deductions.
How much income tax is deducted for a 45 LPA package under New Regime?
Under the New Tax Regime for FY 2026-27 (AY 2027-28), annual income tax on a ₹45 Lakhs CTC is ₹9.44 L.
What is the monthly EPF deduction for 45 LPA salary?
Assuming a standard basic salary structure (50% of CTC), the employee EPF contribution (12% of basic) is approximately ₹22,500 per month for a 45 LPA package.