Frequently Asked Questions — Reaching ₹2 Crores in 15 Years

How much monthly SIP is required to build ₹2 Crores in 15 years?
At an expected equity return of 12% CAGR, you need a fixed monthly SIP of approximately ₹39,637 for 15 years (Total invested: ₹71.35 L, estimated wealth gain: ₹1.29 Cr).
Can I start with a lower SIP using Step-Up SIP?
Yes! By opting for a 10% annual Step-Up SIP, you can start with just ₹23,031 per month and increase it yearly as your salary increments occur.
How much one-time lumpsum is needed today to make ₹2 Crores in 15 years?
A single one-time lumpsum investment of ₹36.54 L in equity mutual funds compounding at 12% CAGR will grow to ₹2 Crores in 15 years.