Business & Commercial Finance Tools
Compute GST splits, profit margins, break-even unit volumes, working capital liquidity, startup burn rate, and DSCR coverage for SMEs.
GST Calculator
Add or remove GST at 5%, 18%, or 40%. Get the CGST/SGST split for intrastate or IGST for interstate transactions.
GST Input Tax Credit (ITC) & Net Tax Payable Calculator
Calculate Output GST liability, eligible Input Tax Credit (ITC) on purchases, and net cash GST payout to tax authorities
Profit Margin Calculator
Compute gross, operating, and net margin from a one-page income statement. Standard profitability metrics for any business.
Break-Even Calculator
The exact unit volume at which your revenue equals total cost — every unit beyond is profit.
Working Capital Calculator
Short-term liquidity health from your balance sheet — current ratio, quick ratio, and cash conversion cycle.
DSCR Calculator
Debt Service Coverage Ratio — the metric Indian banks use to underwrite SME and commercial loans.
Startup Burn Rate & Cash Runway Calculator
Calculate monthly Gross Burn, Net Burn, and financial Cash Runway in months before cash zero for Indian startups & SMEs
Rental Yield & Property Income Calculator
Calculate Gross Rental Yield, Net Rental Yield, and Section 24(a) 30% statutory deduction for Indian real estate
Net Worth Tracker & Calculator
Calculate total liquid, investment, and physical assets minus liabilities to measure your total Indian financial net worth
Visual Case Studies & Money Quests
Module 7: The Mysore Dasara Diya Stall (Unit Economics & Net Profit)
Calculate unit production costs, avoid selling at a loss, and split net business profits responsibly.
Module 8: The Royal Sweet Empire & The Magic of Shares
How real enterprises raise ₹1 Lakh expansion capital with zero debt by issuing shares to co-owners.